Credit Scores

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Cleaning Up Your Credit Report

Cleaning Up Your Credit Report. Every consumer should review their credit reports on an annual basis and if necessary, take the time to clean them. And if you are like many who have never examined their credit report(s), there is no time like the present. Simply put, erroneous data on your report(s) can negatively affect […]

Credit Scores – How Much Do You Really Know?

A credit score, also known as a FICO score, is a three digit number calculated from a consumer’s data-rich credit report and ranges from 300 to 850 with the higher score (number) implying that a consumer is a lower risk to a lender. This number can not only determine whether or not you are approved […]